Fast Funding • Trusted by 10,000+ Businesses

Bridge the Gap to Your Business Success

Get $10K to $5M in working capital for your business. Approved in hours, funded in 24 hours. No collateral required.

Same Day Approval
No Collateral
Bad Credit OK

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Complete secure application in 2 minutes

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Quick Pre-Qualification2 Min
  • No impact on credit score
  • Instant funding estimate
  • Multiple funding options

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Find the Right Funding Solution

From working capital to equipment financing, we have options for every business need

Term Loans

Up to $5M

From 6% APR

Lines of Credit

Up to $250K

From 8% APR

MCA

Up to $500K

Factor 1.09-1.45

SBA Loans

Up to $5M

From 11.5%

Revenue Financing

Up to $2M

Flexible

Invoice Factoring

Up to $5M

From 1%

Equipment Financing

100% Financing

From 5%

Startup Funding

Up to $250K

Varies

We Small Business

Our mission is to help small business owners access the capital they need to grow, succeed, and make their dreams a reality. We've helped over 85,000 businesses secure more than $5 billion in funding.

85,000+

Businesses Funded

$5.9B+

Capital Delivered

24 Hours

Average Funding Time

50 States

Nationwide Coverage

Why Businesses Choose Us

Fast, transparent application process
Competitive rates and flexible terms
Dedicated funding advisors
No hidden fees or surprises
Industry-leading technology platform

Compare Funding Options

Find the perfect funding solution for your business needs

Select up to 3 options to compare:

FeatureTerm LoanMerchant Cash Advance
Best ForLarge purchases, expansionQuick cash, daily sales businesses
AmountUp to $5MUp to $500K
Rate/Cost6-15% APRFactor 1.09-1.45
Term1-5 years3-18 months
Time to Fund1-2 weeks24-48 hours
Credit Required650+500+

Still not sure which option is right for you?

Merchant Cash Advance Calculator

Calculate Your MCA Funding Amount

Get an instant estimate for Merchant Cash Advance funding based on your daily credit card sales

Enter Your Business Details

$50,000
$10K$500K
650
500800

Your Funding Estimate

Qualifying Amount
$0 - $0
Factor Rate
1.20x
Term
6 months
Estimated Daily Payment
$0
Based on average funding amount

MCA estimate only. Terms: 3-36 months max. Final amounts based on credit card sales history and full underwriting.

Why Choose Premium Capital?

We provide fast, flexible funding solutions tailored to your business needs

Lightning Fast Approval

Get approved in as little as 2 hours with our streamlined application process

No Collateral Required

Unsecured funding means you don't risk your personal or business assets

Flexible Repayment

Payments adjust with your revenue - pay more when business is good, less when it's slow

Bad Credit OK

We look at your business performance, not just your credit score

Minimal Documentation

Simple application with just 3 months of bank statements required

Industry Expertise

15+ years helping businesses across all industries grow and thrive