Get the working capital your restaurant needs to handle seasonal fluctuations, purchase equipment, expand your menu, or cover unexpected expenses. Approved in hours, funded in 24 hours.
Get approved for restaurant working capital in minutes
Trusted by 5,000+ restaurants nationwide. No hidden fees.
From seasonal fluctuations to equipment breakdowns, restaurants face unique financial challenges. Our funding solutions are designed specifically for the food service industry.
Bridge slow seasons and capitalize on busy periods with flexible funding that adapts to your revenue cycles.
Keep your kitchen running with funds for equipment repairs, replacements, and modern upgrades.
Maintain consistent staffing levels during slow periods and hire additional help for busy seasons.
Stock up on inventory for peak seasons or expand your menu with new offerings and ingredients.
Open new locations, renovate existing spaces, or expand outdoor dining areas.
Handle unexpected costs like repairs, health department requirements, or supply chain disruptions.
See how we've helped restaurant owners across the country grow their businesses
Maria's Authentic Mexican
Austin, TX
"The new commercial equipment doubled our capacity during peak hours. Premium Capital understood our seasonal needs and worked with our cash flow perfectly."
Dragon Palace Asian Cuisine
San Francisco, CA
"Opening our second location seemed impossible until Premium Capital provided the funding we needed. The process was fast and they understood our expansion goals."
Tony's Italian Bistro
Chicago, IL
"When COVID hit, we needed to expand outdoors quickly. Premium Capital got us funded in 2 days so we could build our patio and save the business."
Flexible funding options designed for the unique needs of restaurants
Perfect for restaurants with daily credit card sales. Payments adjust with your revenue.
Finance new kitchen equipment, POS systems, and restaurant technology.
Access funds as needed for inventory, payroll, and seasonal fluctuations.
Get an instant estimate for Merchant Cash Advance funding based on your daily credit card sales
MCA estimate only. Terms: 3-36 months max. Final amounts based on credit card sales history and full underwriting.