Get working capital for your retail business to stock inventory, launch seasonal campaigns, expand to new locations, or invest in e-commerce growth. Fast funding designed for the fast-paced retail industry.
Get approved for retail working capital in minutes
Trusted by 6,000+ retail businesses. Online & offline friendly.
Retail businesses face unique challenges from seasonal fluctuations to inventory management. We provide flexible funding solutions designed for the retail industry.
Stock up for peak seasons, holiday rushes, and trending products with inventory financing that scales with demand.
Invest in online platforms, digital marketing, and fulfillment capabilities to compete in the digital marketplace.
Open new locations, renovate existing stores, or upgrade point-of-sale systems and customer experience.
Manage supply chain disruptions, shipping costs, and inventory logistics with flexible working capital.
Hire seasonal workers, maintain core staff, and handle payroll during slow periods or expansion phases.
Launch marketing campaigns, seasonal promotions, and digital advertising to drive sales and customer acquisition.
See how we've helped retail businesses grow and thrive in competitive markets
Walsh Boutique
Nashville, TN
"Black Friday and holiday season required massive inventory investment. Premium Capital understood our seasonal needs and got us funded before our suppliers' deadlines. Best holiday season ever!"
Kim's Electronics Store
Los Angeles, CA
"COVID forced us online fast. The funding helped us build a professional e-commerce site and inventory management system. Our online sales now exceed in-store sales."
Foster Sporting Goods
Denver, CO
"Our first store was so successful we wanted to expand quickly. Premium Capital made opening our second location possible without depleting our working capital. Both stores are thriving."
Flexible funding options designed for retail businesses and e-commerce stores
Working capital based on your credit card sales and retail revenue.
Finance inventory purchases with terms that match your sales cycles.
Finance new locations, renovations, and retail technology upgrades.
Get an instant estimate for Merchant Cash Advance funding based on your daily credit card sales
MCA estimate only. Terms: 3-36 months max. Final amounts based on credit card sales history and full underwriting.