Premium Capital

Construction Funding Experts • 8,000+ Contractors Funded

Build Your Construction Business

Get fast working capital for your construction business. Purchase equipment, cover payroll between jobs, bid on larger projects, or handle seasonal cash flow gaps. Funding designed for contractors, by contractors.

No Equipment Liens
Project-Based Funding
Seasonal Business OK

Contractor Funding Application

Get approved for construction working capital in minutes

Contractor Pre-Qualification2 Min
  • Equipment purchases & leases
  • Payroll between projects
  • Materials & inventory

Trusted by 8,000+ contractors nationwide. Licensed & bonded welcome.

0+
Contractors Funded
$0B+
Construction Capital Deployed
0hrs
Average Funding Time
0.0/5
Contractor Rating

Construction Industry Challenges We Solve

Construction businesses face unique cash flow challenges. We provide fast, flexible funding solutions designed specifically for contractors and construction companies.

Cash Flow Between Jobs

Bridge the gap between project completion and payment with working capital that keeps your business running.

Equipment & Vehicle Purchases

Finance new equipment, trucks, tools, and machinery without tying up your working capital.

Payroll & Labor Costs

Keep your crew paid and productive with funding for payroll, benefits, and subcontractor costs.

Materials & Inventory

Purchase materials upfront for large projects or stock inventory for multiple ongoing jobs.

Bid on Larger Projects

Access capital to bid on bigger, more profitable projects that require upfront investment.

Seasonal Fluctuations

Smooth out seasonal revenue dips with flexible funding that understands construction cycles.

Contractor Success Stories

See how we've helped contractors and construction companies grow across the nation

MS

Mike Sullivan

Sullivan Construction LLC

Denver, CO

"Needed to buy a new excavator fast to secure a big municipal contract. Premium Capital approved us in one day - we got the job and it's been our most profitable year ever."

Funding Amount:$200,000
Used For:Equipment Purchase
LT

Lisa Thompson

Thompson Roofing

Dallas, TX

"Winter is always slow for roofing. This funding helped us keep our crew employed and ready for storm season. Now we're booked solid through summer."

Funding Amount:$85,000
Used For:Seasonal Cash Flow
CM

Carlos Mendoza

Mendoza Brothers Contracting

Phoenix, AZ

"Three big projects started at once but payment terms were 60 days. Premium Capital gave us the working capital to handle payroll and materials without stress."

Funding Amount:$150,000
Used For:Materials & Payroll

Construction Funding Solutions

Flexible funding options designed for contractors and construction companies

Working Capital Advances

Up to $500K
Factor 1.09-1.453-18 months

Fast working capital for payroll, materials, and project expenses.

  • Quick approval
  • No equipment liens
  • Flexible payments
  • Same day funding

Equipment Financing

Up to $5M
From 6.5% APR2-7 years

Finance heavy equipment, trucks, tools, and construction machinery.

  • Equipment as collateral
  • Lower rates
  • Longer terms
  • 100% financing

Project-Based Funding

Up to $1M
From 8% APRProject duration

Funding tied to specific projects with payment schedules that match your cash flow.

  • Project-specific terms
  • Progress payments
  • Completion bonuses
  • Flexible structure
Merchant Cash Advance Calculator

Calculate Your MCA Funding Amount

Get an instant estimate for Merchant Cash Advance funding based on your daily credit card sales

Enter Your Business Details

$50,000
$10K$500K
650
500800

Your Funding Estimate

Qualifying Amount
$0 - $0
Factor Rate
1.20x
Term
6 months
Estimated Daily Payment
$0
Based on average funding amount

MCA estimate only. Terms: 3-36 months max. Final amounts based on credit card sales history and full underwriting.